Legal disclaimer and important notices

Important notice

This site provides general information only.

Nothing on this website is personalised financial advice or a substitute for professional consultation.

Information on luphanioveri.com is intended as a general resource for financial planning discussions. It is not tailored to your personal circumstances. Please consult a qualified professional before making decisions based on this content. Results may vary.

General information

All materials and content offered by luphanioveri are provided for informational purposes only. We do not offer, promote, or sell investment products or education. Decisions made based on this site are your responsibility, and independent advice is recommended.

Limitation of liability

We strive for accuracy but cannot guarantee completeness or timeliness. Use of this site is at your own risk.

We are not responsible for any direct or indirect losses resulting from use of information on this site.
No warranties, expressed or implied, are given regarding the accuracy or completeness of content.
We exclude liability for technical issues or interruptions when accessing the site.
You are responsible for your actions based on the information provided here.

Accuracy of information

Content is updated regularly but may not always reflect the most current developments. We recommend verifying important details independently before making decisions.

Past performance doesn't guarantee future results. Results may vary based on individual circumstances.

Professional advice

Nothing on this site should be considered formal financial, legal, or tax advice. Please seek advice from a licensed professional for your particular needs.

External links

Links to other websites are provided for your convenience. We are not responsible for the content or practices of external sites and do not endorse their views.

Results and performance disclaimer

Outcomes described on this site are illustrative only. Actual results may differ. Always conduct your own due diligence before making decisions.

Variation in outcomes

Each situation is unique. Factors beyond our control can impact your experience and results. Consult a professional for advice.

Financial disclaimers and risks

Financial planning involves uncertainty and may carry risks. We do not guarantee specific returns or outcomes.

We do not offer or endorse any investment products or services.
No financial or investment advice of any kind is provided through this site.
Fees, repayment terms, and APR rates should be confirmed with relevant providers.

Jurisdiction and governing law

This website is intended for users in Australia and governed by Australian law.

Use of this site may be subject to local regulations. Ensure compliance with the laws of your location.

Australian law applies to all matters related to the use of this site.

Check local rules before relying on any information from this website.

Indemnification

By using this site, you agree to indemnify and hold harmless luphanioveri from claims or losses arising from your use of the content.

Severability

If any part of this disclaimer is found invalid, the remaining sections remain effective and enforceable.

Modifications

We may update this disclaimer at any time. Please review it periodically for changes.

Contact us

For questions about this disclaimer, please reach out to our team.

Email address: content@luphanioveri.com

Phone: +61798528710

Address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Effective date: September 13, 2025

Last updated: September 13, 2025